Oscar Health Insurance Cover Levels for Rehab & Medical Treatment
Oscar Health: Background Information
Oscar Health is a technology-driven, consumer-focused health insurance company founded in 2012. The company was established by Joshua Kushner, Kevin Nazemi, and Mario Schlosser, with its headquarters located in New York. Oscar Health’s primary mission is to make a healthier life accessible and affordable for all, leveraging a full stack technology platform to deliver its services. This innovative approach has set Oscar Health apart as the first health insurance company of its kind.
The company offers health plans across three insurance markets: Individual and Small Group, Cigna + Oscar, and Medicare Advantage. Its unique selling proposition lies in its commitment to empowering consumers to choose quality, affordable care. Oscar Health’s plans are designed with the consumer in mind, offering features like $0 virtual care and access to high-quality providers. Despite its relatively short history, Oscar Health has managed to raise significant funding and continues to grow, demonstrating its potential and credibility in the health insurance industry.

Products and Services Offered by Oscar Health
Oscar Health is renowned for its innovative approach to health insurance, providing a suite of products and services designed to make healthcare more accessible and affordable. But what exactly does Oscar Health offer? Let’s delve into the unique offerings that set Oscar Health apart in the crowded health insurance marketplace.
Individual and Family Plans
- Individual and Family Health Insurance Plans: These plans are designed for individuals and families who need coverage outside of an employer. They provide comprehensive coverage for a wide range of medical services, including preventive care, hospital stays, and prescription drugs. These plans also offer $0 virtual care, giving members access to healthcare professionals right from their smartphones or computers.
Small Group Plans
- Small Group Health Insurance Plans: Designed specifically for small businesses, these plans provide affordable, comprehensive coverage for employees. They offer similar benefits as the individual and family plans, including preventive care, hospital stays, and prescription drugs, along with the $0 virtual care feature. This plan allows small businesses to provide their employees with quality healthcare without breaking the bank.
Cigna + Oscar
- Cigna + Oscar: This is a unique partnership between Oscar Health and Cigna, aimed at providing tailored health solutions for small businesses. The plan offers integrated medical, behavioral, and pharmacy services. It also includes access to Cigna's expansive nationwide network and Oscar's personalized digital tools and dedicated Concierge teams.
Medicare Advantage
- Medicare Advantage Plans: Oscar Health offers Medicare Advantage plans designed to provide seniors with comprehensive coverage that goes beyond Original Medicare. These plans include all the benefits of Medicare Parts A and B, plus additional benefits like prescription drug coverage, dental, vision, and hearing care.
Oscar Health, through its diverse product offerings, demonstrates its commitment to transforming the health insurance landscape. By leveraging technology and focusing on consumer needs, Oscar Health provides flexible, affordable, and high-quality health coverage options for individuals, families, small businesses, and seniors.
Does Oscar Health cover drug rehab?
When it comes to drug rehabilitation, Oscar Health demonstrates a commitment to providing coverage for its members. According to various sources, drug and alcohol rehab are services typically covered by Oscar Health insurance. This is an essential step in supporting individuals on their journey to recovery, allowing them to access the help they need without the burden of excessive out-of-pocket costs.
However, it’s important to note that the specifics of coverage can vary based on your individual Oscar Health plan. So, if you or a loved one are considering drug rehab, it’s advisable to check your plan details or contact Oscar Health directly to understand the extent of your coverage for drug rehab services.
Does Oscar Health cover alcohol rehab?
Overcoming alcohol addiction can be a challenging journey, but Oscar Health is there to provide support. As per different sources, Oscar Health does cover alcohol rehab services. This includes detox, inpatient rehab, outpatient facilities, and even sober living environments. Having this coverage can significantly reduce the financial strain often associated with such treatments.
However, as with all health services, the specifics of coverage for alcohol rehab can vary based on your individual Oscar Health plan. So, if you’re considering alcohol rehab, it’s recommended to check your plan details or contact Oscar Health directly to understand your coverage.
Does Oscar Health cover addiction rehab?
Recovering from addiction is a complex process that often requires comprehensive treatment. Oscar Health seems to understand this complexity and offers coverage for addiction rehab services. People seeking treatment for addiction have many options available to them under Oscar Health’s plans.
Again, the specifics of coverage for addiction rehab can vary based on your individual Oscar Health plan. If you’re considering addiction rehab, it’s advisable to check your plan details or contact Oscar Health directly to understand the extent of your coverage.
Does Oscar Health cover mental health treatment?
Mental health treatment is a critical aspect of overall health. According to various sources, Oscar Health provides coverage for mental health treatment. This includes services designed to help individuals struggling with a range of mental health issues.
The specifics of coverage for mental health treatment can vary based on your individual Oscar Health plan. If you’re considering mental health treatment, it’s recommended to check your plan details or contact Oscar Health directly to understand your coverage.
Does Oscar Health cover therapy?
Therapeutic services are vital components of many individuals’ healthcare plans. While the provided sources do not specifically mention Oscar Health’s coverage for therapy, many health insurance providers do cover these essential services.
As with all health services, it’s important to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan for therapy services.
Does Oscar Health cover counseling?
Counseling can be a crucial service for individuals dealing with various mental health issues. While the sources provided do not specifically mention Oscar Health’s coverage for counseling, many health insurance providers do offer coverage for such services.
The extent of coverage for counseling services would depend on the specifics of your Oscar Health plan. If you’re considering counseling, be sure to check your plan details or reach out to Oscar Health directly to understand your coverage options.
Does Oscar Health cover TMS treatment?
Transcranial Magnetic Stimulation (TMS) is a non-invasive procedure used to treat depression and other mental health conditions. The provided sources do not specifically mention Oscar Health’s coverage for TMS treatment. However, many health insurance providers do offer coverage for such procedures when they are deemed medically necessary.
As always, it’s important to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan for TMS treatments.
Does Oscar Health cover EMDR therapy?
Eye Movement Desensitization and Reprocessing (EMDR) therapy is a psychotherapy treatment designed to alleviate the distress associated with traumatic memories. The provided sources do not specifically mention Oscar Health’s coverage for EMDR therapy. However, many health insurance providers do offer coverage for such therapy when it is deemed medically necessary.
As with all therapies, it’s important to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan for EMDR therapy.
Does Oscar Health cover physical therapy?
Physical therapy is often a crucial part of recovery from various health conditions. According to sources available on the web, Oscar Health does indeed cover physical therapy services. This coverage can be a lifeline for individuals who need physical therapy to heal from injuries, surgeries, or manage chronic conditions.
The specifics of this coverage can vary based on your individual Oscar Health plan, so it’s recommended to check your plan details or contact Oscar Health directly to understand the extent of your coverage for physical therapy services. The goal is to help you get back to your best self without the stress of unmanageable medical bills.
Does Oscar Health cover dental?
Dental health is an essential part of overall well-being, but does Oscar Health provide dental coverage? Unfortunately, the sources provided do not specifically mention Oscar Health’s coverage for dental services. However, many health insurance providers do offer dental coverage, either as part of their health plans or as a separate, standalone plan.
As with all health services, it’s important to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan for dental services. After all, a healthy smile is a vital part of a healthy life.
Does Oscar Health cover dental implants?
Dental implants are a popular solution for missing teeth, but they can also be quite expensive. Unfortunately, the sources provided do not specifically mention Oscar Health’s coverage for dental implants.
However, many health insurance providers only offer limited coverage for dental implants, if they cover them at all. It’s always best to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan for dental implants.
Does Oscar Health cover braces?
Orthodontic treatment, including braces, can be necessary for both health and cosmetic reasons. However, the sources provided do not specifically mention Oscar Health’s coverage for braces.
Many health insurance providers offer limited coverage for braces, especially for adults. If you or a family member are considering braces, it’s important to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover chiropractic?
Chiropractic care can be an effective treatment for a variety of health issues, especially those related to the spine. However, the sources provided do not specifically mention Oscar Health’s coverage for chiropractic services.
Many health insurance providers offer limited coverage for chiropractic care, and it often depends on whether the care is considered medically necessary. If you’re considering chiropractic care, it’s best to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover Wegovy?
Wegovy is a prescription medication used for weight management in adults. Unfortunately, the sources provided do not specifically mention Oscar Health’s coverage for Wegovy.
Coverage for prescription medications can vary widely based on the specifics of your health insurance plan. If you’re considering Wegovy for weight management, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover weight loss surgery?
Weight loss surgery can be a life-changing procedure for individuals struggling with obesity. However, the sources provided do not specifically mention Oscar Health’s coverage for weight loss surgery.
Many health insurance providers cover weight loss surgery when it’s deemed medically necessary, but the specifics can vary based on your individual plan. If you’re considering weight loss surgery, it’s best to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover weight loss medication?
Prescription weight loss medications can be an essential part of a comprehensive weight management plan for some individuals. However, the sources provided do not specifically mention Oscar Health’s coverage for weight loss medications.
Coverage for prescription medications can vary based on the specifics of your health insurance plan. If you’re considering weight loss medication, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan. Your health journey is unique, and your coverage should be too.
Does Oscar Health cover acupuncture?
Acupuncture has long been recognized as an effective treatment for various health conditions. According to the information available, some insurance companies like Oscar offer full or partial coverage for acupuncture treatments. This coverage can be a significant help for those who rely on acupuncture for their wellness needs.
However, it’s essential to note that the extent of this coverage can vary based on your individual Oscar Health plan. Therefore, it’s advisable to check your plan details or contact Oscar Health directly to understand the specifics of your coverage for acupuncture services.
Does Oscar Health cover hearing aids?
Hearing aids can significantly improve the quality of life for individuals with hearing loss. However, the sources provided do not specifically mention Oscar Health’s coverage for hearing aids.
Coverage for hearing aids can often depend on whether they’re considered medically necessary. If you’re considering hearing aids, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health Medicare cover home health care?
Home health care can be a vital service for individuals who need medical care but are unable to leave their homes. Unfortunately, the sources provided do not specifically mention Oscar Health Medicare’s coverage for home health care.
As with all health services, it’s important to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan for home health care services.
Does Oscar Health cover massage therapy?
Massage therapy can be an effective treatment for various health issues, especially those related to stress and muscle tension. According to the information available, Oscar Health does indeed cover massage therapy services. This coverage can be a great relief for individuals who rely on massage therapy for their wellness needs.
However, the specifics of this coverage can vary based on your individual Oscar Health plan, so it’s recommended to check your plan details or contact Oscar Health directly to understand the extent of your coverage for massage therapy services.
Does Oscar Health cover glasses?
Glasses can be a necessary expense for individuals with vision problems. However, the sources provided do not specifically mention Oscar Health’s coverage for glasses.
Coverage for glasses can often depend on whether they’re considered medically necessary. If you’re considering glasses, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover LASIK?
LASIK surgery can be a life-changing procedure for individuals with vision problems. However, the sources provided do not specifically mention Oscar Health’s coverage for LASIK surgery.
Many health insurance providers offer limited coverage for LASIK surgery, if they cover it at all. If you’re considering LASIK surgery, it’s best to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover urgent care?
Urgent care centers provide immediate treatment for non-life-threatening health issues. According to the information available, Oscar Health does indeed cover urgent care services. This coverage can be a significant help for those who need immediate medical attention but don’t require a trip to the emergency room.
However, the specifics of this coverage can vary based on your individual Oscar Health plan, so it’s recommended to check your plan details or contact Oscar Health directly to understand the extent of your coverage for urgent care services.
Does Oscar Health cover couples therapy?
Couples therapy can be a vital service for partners looking to improve their relationship. However, the sources provided do not specifically mention Oscar Health’s coverage for couples therapy.
Coverage for couples therapy can often depend on whether it’s considered medically necessary. If you’re considering couples therapy, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover ADHD testing?
ADHD testing falls under the broader category of mental and behavioral health services. As per the information available, Oscar Health partners with Optum Health to provide comprehensive coverage for behavioral and mental health needs. This collaboration likely includes coverage for ADHD testing, given its critical role in diagnosing and treating this common condition.
However, specifics can vary between individual Oscar Health plans. For a more accurate understanding of your coverage, it’s recommended to check your plan details or contact Oscar Health directly. Remember, managing mental health is crucial, and Oscar Health is committed to supporting you on this journey.
Does Oscar Health cover prescriptions?
Prescriptions are often an essential part of managing various health conditions. The information suggests that Oscar Health does indeed cover prescription drugs. They maintain a formulary, a list of medications covered under their plans, which is regularly updated.
The extent of coverage for any particular medication depends on the specifics of your individual Oscar Health plan. If you’re considering a new medication, it’s advisable to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover cosmetic surgery?
Cosmetic surgery can greatly improve a person’s self-esteem and overall quality of life. However, the sources provided do not specifically mention Oscar Health’s coverage for cosmetic surgery.
Many health insurance providers offer limited coverage for cosmetic surgery, if they cover it at all. If you’re considering cosmetic surgery, it’s best to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover bariatric surgery?
Bariatric surgery is often a last resort for individuals struggling with obesity, but it can also be a life-changing procedure. Unfortunately, the sources provided do not specifically mention Oscar Health’s coverage for bariatric surgery.
Coverage for bariatric surgery can vary based on the specifics of your health insurance plan. If you’re considering bariatric surgery, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover liposuction?
Liposuction is a popular cosmetic procedure that can help individuals achieve their body goals. However, the sources provided do not specifically mention Oscar Health’s coverage for liposuction.
Many health insurance providers offer limited coverage for liposuction, if they cover it at all. If you’re considering liposuction, it’s best to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover breast reduction?
Breast reduction surgery can significantly improve the quality of life for individuals suffering from back pain, posture issues, and other problems caused by large breasts. However, the sources provided do not specifically mention Oscar Health’s coverage for breast reduction surgery.
Coverage for breast reduction surgery can often depend on whether it’s considered medically necessary. If you’re considering breast reduction surgery, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover dermatologist?
Dermatology is an essential aspect of health care, given the vital role our skin plays in protecting our bodies. However, the sources provided do not specifically mention Oscar Health’s coverage for dermatology services.
Many health insurance providers offer coverage for dermatology services, especially when they are deemed medically necessary. If you need to see a dermatologist, it’s best to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover diabetic supplies?
Managing diabetes often requires various supplies like glucose meters, test strips, and insulin pens. Unfortunately, the sources provided do not specifically mention Oscar Health’s coverage for diabetic supplies.
Coverage for diabetic supplies can vary based on the specifics of your health insurance plan. If you’re managing diabetes, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.
Does Oscar Health cover Dupixent?
Dupixent is a prescription medication used to treat certain skin and lung conditions. Unfortunately, the sources provided do not specifically mention Oscar Health’s coverage for Dupixent.
Coverage for prescription medications like Dupixent can vary widely based on the specifics of your health insurance plan. If you’re considering Dupixent for treatment, it’s recommended to check your plan details or contact Oscar Health directly to understand what coverage may be available under your specific plan.